Loan Products Offered

There are various products through which AIM provides interest free loans which are tailored to meet specific needs of the borrower. These products are outlined below:
Note: Loan under different products are offered according to availability of financial resources/funds. Loan features may differ across projects and are subject to change based on project-specific requirements

Sr	Products	%	Description	Product Features
1.	Family Enterprise Loan	85 – 90	Family enterprise loans are offered by AIM for the establishment of a new business or the expansion of an existing one. AIM would like to continue to place emphasis on provision of such loans.	Range: Up-to Rs. 150,000 Duration: Up-to 36 months Profit Rate: 0% Interest Rate: None Initial Application fee: Up to Rs. 500 Post Approval Application fee: None Mutual Support Fund Contribution: Optional 1% of loan amount
2.	Agriculture Loan	5-10	These loans are given to small farmers including landless farmers/tenants according to an eligibility criterion for purchasing agriculture inputs and meeting ancillary expenses.	Range: Up-to Rs. 100,000 Duration: Up-to 09 months Profit Rate: 0% Interest Rate: None Initial Application fee: Up to Rs. 500 Post Approval Application fee: None Mutual Support Fund Contribution: Optional 1% of loan amount
3.	Liberation Loan	2 – 1	These loans are given to the persons who have taken loans from the exploitative money lenders to save them from undue interest rates. AIM will pay off the balance amount to the money lenders in one go and in return borrower will pay back the principal amount to AIM in easy installments.	Range: Up-to Rs. 100,000 Duration: Up-to 36 months Profit Rate: 0% Interest Rate: None Initial Application fee: Up to Rs. 500 Post Approval Application fee: None Mutual Support Fund Contribution: Optional 1% of loan amount
4.	Housing Loan	2 – 1	Purpose of the housing loan is to provide financing facility for renovation of houses, construction of rooms, roofs, walls, etc. These are given to those poor families who occupy piece of land or house up to 5 Marlas and their family size increases up toor above 8 individuals.	Range: Up-to Rs. 1,500,000 Duration: Up-to 120 months Profit Rate: 0% Interest Rate: None Initial Application fee: Up to Rs. 500 Post Approval Application fee: None Mutual Support Fund : Optional 1% of loan amount
5.	Education Loan	2 – 1	The objective of education loan is to extend interest free loans to highly deserving students who have exhibited excellent academic results, belong to low income background and his/her parents are unable to bear the education expenses. Parents or student will pay back the principal amount to AIM in easy installments.	Education Level: Post Matriculation Range: Up-to Rs. 50,000 Duration: 10 – 24 months Profit Rate: 0% Interest Rate: None Initial Application fee: Up to Rs. 500 Post Approval Application fee: None Mutual Support Fund Contribution: Optional 1% of loan amount
6.	Health Loan	2 –1	Health loan is given to those poor people suffering from serious illnesses and ailments and do not have contingency savings.	Range: Up-to Rs. 50,000 Duration: 10 – 24 months Profit Rate: 0% Interest Rate: None Initial Application fee: Up to Rs. 500 Post Approval Application fee: None Mutual Support Fund Contribution: Optional 1% of loan amount
7.	Marriage Loan	2 – 1	Marriage loan is offered for such parents who face difficulty in arranging the necessary funds for the marriage ceremonies and dowries of their daughters.	Range: Up-to Rs.50,000 Duration: 10 – 24 months Profit Rate: 0% Interest Rate: None Initial Application fee: Up to Rs. 500 Post Approval Application fee: None Mutual Support Fund Contribution: Optional 1% of loan amount
8.	Emergency Loan	2 – 1	This product is for those poor families who face unfortunate events and emergencies e.g. sudden losses in business or meeting any other immediate contingency etc.	Range: Up-to Rs. 50,000 Duration: 10 – 24 months Profit Rate: 0% Interest Rate: None Initial Application fee: Up to Rs. 500 Post Approval Application fee: None Mutual Support Fund Contribution: Optional 1% of loan amount
9.	Livestock Loan	5 – 10	Livestock loans are given for sale & purchase of livestock and for support of ancillary products and services related to livestock industry.	Range: Up-to Rs. 100,000 Duration: Up-to 36 months Profit Rate: 0% Interest Rate: None Initial Application fee: Up to Rs. 500 Post Approval Application fee: None Mutual Support Fund Contribution: Optional 1% of loan amount
10.	Solar Loan	2 – 1	The loans are provided to the households, small businesses and small farmers for installing solar systems to meet their electricity needs.	Range: Up-to Rs. 100,000 Duration: Up-to 60 months Profit Rate: 0% Interest Rate: None Initial Application fee: Up to Rs. 500 Post Approval Application fee: None Mutual Support Fund Contribution: Optional 1% of loan amount